Platform

Regulatory Reporting
& Management Information

Automated FINREP, COREP, AnaCredit and MaRisk MI — from the same governed data layer as your growth modules. Full lineage per output. Zero reconciliation.

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Platform: Overview Data Platform & CDP Prediction Engine CLM/CVM Orchestration Personalization Engine AI Assistant Regulatory Reporting Packages
25+
Regulatory frameworks covered
100%
Traceable back to source data
1
Unified governed data layer
–60%
Manual reconciliation effort
The Challenge

Regulatory reporting in banks is broken — and everyone knows it.

Most banks run reporting from 5–15 disconnected source systems. Each regulatory submission requires manual extraction, reconciliation and validation. Data lineage is invisible. Audit queries take weeks.

ACCELERAID replaces this patchwork with a single governed customer and transaction data layer — purpose-built for regulated institutions. Every reporting output flows from the same trusted foundation that drives your Customer Lifecycle & Value Management (CLM/CVM) and predictions.

  • Eliminate reconciliation between systems — one source of truth
  • Full audit trail from final output to raw source data
  • Regulatory outputs generated automatically, not manually assembled
  • Designed for GDPR, German Banking Act and EU regulatory standards
  • Role-based access: compliance, risk, operations, management, auditors
Without ACCELERAID
  • ❌ 5–15 source systems, manually reconciled
  • ❌ No consistent data lineage
  • ❌ Weeks to respond to auditor queries
  • ❌ Parallel reporting silos for MaRisk, MiFID, AML
  • ❌ High operational risk in reporting process
  • ❌ Regulatory changes require expensive re-engineering
With ACCELERAID
  • ✅ One governed data layer for all reporting
  • ✅ Full lineage — every figure traceable to source
  • ✅ Auditor queries answered in hours, not weeks
  • ✅ Single foundation for all regulatory frameworks
  • ✅ Structured, governed outputs with access controls
  • ✅ Configurable to adapt to new regulatory requirements
AUTOMATED REGULATORY REPORTING

Scheduled. Automated. Audit-ready.

Set up automated reporting pipelines for your most demanding regulatory submissions. ACCELERAID generates structured, governed outputs on schedule — with full lineage and zero manual assembly.

FINREP

FINREP Automation

Automated financial reporting template preparation. Customer exposure, product portfolio and segment data structured to FINREP specifications — extracted, validated and ready for submission.

COREP

COREP Automation

Capital adequacy reporting data aggregated from the governed data layer. Risk-weighted asset inputs, large exposure calculations and own funds data — consistent and reconciled.

AnaCredit

AnaCredit Feeds

Granular credit data feeds prepared for ECB AnaCredit submissions. Loan-level data including borrower attributes, collateral details and performance metrics — automated and audit-ready.

ACCELERAID Regulatory Reporting — automated FINREP and COREP reporting schedule
Comprehensive Coverage

Regulatory use cases ACCELERAID covers for banks

Whether you're a retail bank, card issuer, savings bank or universal bank — these are the reporting obligations ACCELERAID helps you fulfil. Grouped by regulatory domain.

Risk Management & Capital Adequacy
CRR / CRD IV / Basel III / ICAAP / SREP
Basel III CRR II ICAAP SREP
Credit Risk
Customer-level credit risk exposure reporting
Aggregate product holdings, transaction behaviour and payment history per customer into structured credit risk exposure views for CRR compliance. Full data lineage from exposure figure to underlying transaction records.
Capital
Capital allocation & RWA reporting inputs
Provide consistent, reconciled customer and product data as inputs for risk-weighted asset (RWA) calculations. Eliminate manual data extraction from core banking systems.
ICAAP
ICAAP scenario data preparation
Structured, governed customer segment data for stress test scenarios — segmented by product type, geography, risk rating and behavioural indicators.
Concentration
Concentration risk monitoring
Aggregate exposures across customer segments, industries and product lines to detect regulatory concentration thresholds early. Automated alerting when limits approach.
Conduct Risk & Consumer Protection
MiFID II / MiFIR / IDD / PRIIPs / EBA Consumer Guidelines
MiFID II IDD PRIIPs EBA
MiFID II
Suitability & appropriateness audit trail
Record and report the data used in investment recommendations and product suitability assessments. Full customer profile lineage — risk tolerance, investment goals, financial situation — linked to specific product offers and outcomes.
MiFID II
Best execution reporting
Structured reporting of execution quality data per product category. Consistent data from transaction records to RTS 27/28 report outputs.
Conduct
Product governance & target market reporting
Document that financial products were distributed to the correct target market segment. Aggregate product distribution data by customer profile, channel and outcome — supporting EBA/ESMA product oversight requirements.
Consumer
Vulnerable customer identification & reporting
AI-driven scoring to identify customers showing signs of financial vulnerability. Structured reporting of vulnerable customer segments, products held and actions taken — supporting FCA/EBA consumer duty obligations.
Complaints
Complaints & redress reporting
Aggregate complaints data by product, channel, root cause and resolution time. Structured outputs for BaFin and internal management — trend detection via AI.
AML, KYC & Financial Crime Prevention
EU AMLD6 / GwG / FinCEN / FATF / CDD
AMLD6 GwG CDD FATF
AML
Transaction monitoring & SAR reporting data
Enrich transaction monitoring models with structured behavioural profiles from the CDP. Segment-level transaction pattern baselines for anomaly detection. Data preparation for Suspicious Activity Report (SAR) submissions to BaFin/FIU.
KYC
KYC data completeness & refresh reporting
Track KYC data completeness across the customer base. Identify customers due for KYC refresh based on transaction behaviour, product usage and risk tier. Report completion rates to compliance management.
PEP/Sanctions
PEP & sanctions exposure reporting
Aggregate and structure customer data for enhanced due diligence workflows. Reporting on PEP-flagged customer portfolios, product exposure and monitoring activity.
CDD
Customer risk classification reporting
Structured reporting of the customer risk tier distribution across the portfolio — low, medium, high — with documentation of the data inputs and model logic used to assign risk classifications.
Data Governance & Risk Data Aggregation
BCBS 239 / EBA Data Quality / MaRisk AT 4.3.4 / Data Lineage
BCBS 239 MaRisk EBA DQ
BCBS 239
Risk data aggregation capability documentation
Document data sources, transformation logic and aggregation rules for all risk reporting. Support BCBS 239 Principle 2 (data architecture) and Principle 3 (accuracy and integrity) with an auditable data lineage layer.
Data Quality
Data quality reporting & error tracking
Automated data quality checks at ingestion — completeness, consistency, validity. Structured reports on data quality scores by source system, attribute and customer segment. Trend monitoring with alert thresholds.
Lineage
End-to-end data lineage for regulatory outputs
Every number in every regulatory report traceable from the final figure back through transformation steps to the originating source system record. Supports auditor queries, supervisory reviews and internal model validation.
MaRisk
MaRisk AT 4.3.4 — model and data documentation
Structured documentation of scoring models, data inputs and decision logic used in customer risk assessment — supporting MaRisk requirements for model documentation and model risk management.
GDPR / DSGVO & Privacy Compliance
GDPR Art. 30 / Data Subject Rights / Consent Management / DSGVO
GDPR DSGVO Art. 30 Art. 17
GDPR Art. 30
Records of processing activities (RoPA)
Maintain a structured, up-to-date register of all customer data processing activities. Document legal basis, data categories, retention periods and recipients — auto-populated from the CDP data model.
Consent
Consent status reporting & audit trail
Track customer consent across all processing purposes, channels and time periods. Report on consent coverage by segment, product and campaign. Full audit trail for consent granted, withdrawn and expired.
Rights
Data subject rights request management
Support GDPR Art. 15–22 requests (access, rectification, erasure, portability). Structured data export and deletion reporting. Track request volume, response times and fulfilment rates for DPO reporting.
Retention
Data retention & deletion compliance reporting
Report on data retention by category — identify records due for deletion. Automated deletion pipeline with confirmation reporting for DPA submissions and internal audit.
AI/Profiling
Automated profiling & AI decision transparency
Document all AI-driven profiling and scoring activities under GDPR Art. 22. Structured reporting of model inputs, outputs and the populations subject to automated decisions — enabling the required human oversight layer.
Supervisory & Management Reporting
BaFin / EBA / ECB / COREP / FINREP / MI Reporting
COREP FINREP BaFin ECB
COREP/FINREP
Customer data inputs for COREP/FINREP templates
Provide structured, governed customer exposure, product portfolio and segment data as inputs for COREP (capital adequacy) and FINREP (financial reporting) template preparation — reducing manual extraction and improving consistency.
Management
Board & ExCo MI reporting
Automated management information dashboards for board and C-suite: portfolio performance, customer acquisition/churn, product penetration, revenue per customer. Consistent numbers derived from the same source as regulatory outputs.
SREP
SREP & supervisory data requests
Rapid response to ECB/BaFin data requests. Structured customer and portfolio data extracts — segmented, filtered and exported on demand with full data lineage documentation.
Stress Test
EBA stress test data preparation
Segment customer portfolios into EBA stress test cohorts. Prepare structured scenario data for credit loss projections — with full auditability of segment definitions and data sources.
Tax Compliance & Cross-Border Reporting
FATCA / CRS / DAC6 / Withholding Tax
FATCA CRS/AEOI DAC6
FATCA/CRS
FATCA & CRS reportable account identification
Identify US persons (FATCA) and CRS-reportable accounts from the customer data layer. Aggregate relevant financial account data — balances, income, account holder details — with structured outputs for tax authority submission.
Tax
Withholding tax documentation reporting
Track and report W-8/W-9 documentation status across the customer base. Identify customers with expiring or missing tax documentation — automated follow-up triggers and reporting to tax compliance teams.
DAC6
Cross-border arrangement reporting (DAC6)
Support identification and structured reporting of reportable cross-border arrangements. Customer relationship and transaction data aggregated to support DAC6 hallmark analysis.
Lending, Credit & Affordability Compliance
CCD / MCD / EBA Loan Origination Guidelines / IRB Reporting
CCD MCD EBA LO IRB
Affordability
Creditworthiness & affordability assessment audit trail
Document the data inputs, assessment logic and decision outcomes used in consumer credit affordability checks. Structured reporting for EBA Loan Origination & Monitoring (EBA/GL/2020/06) and CCD compliance.
NPL
Non-performing loan (NPL) early warning reporting
AI-driven early warning scoring for NPL risk. Structured reporting of at-risk customer segments, score distribution and trigger events — supporting EBA NPL/NPA guidelines and internal credit review processes.
IRB
IRB model input data reporting
Structured, validated data inputs for internal ratings-based (IRB) credit models. Data quality reporting at the input level — completeness, consistency and drift monitoring across PD, LGD and EAD model inputs.
Forbearance
Forbearance & arrears management reporting
Track and report forbearance measures granted to customers — type, duration, volume, resolution outcomes. Structured reporting for EBA NPL transparency templates and internal risk management.
Operational Risk, DORA & Outsourcing
MaRisk / DORA / EBA Outsourcing / Operational Resilience
DORA MaRisk EBA Outsourcing
DORA
Third-party ICT risk & outsourcing register
Maintain structured records of ICT service providers and data processing relationships relevant to customer data. Support DORA Art. 28 outsourcing register requirements and EBA outsourcing guidelines.
Operational
Data processing incident reporting
Track and report data quality incidents, processing failures and system outages affecting customer data. Structured incident log for MaRisk AT 7.2 operational risk reporting and BaFin notifications.
Architecture

How ACCELERAID delivers regulatory reporting

One governed data layer powers every reporting use case. No parallel data copies. No reconciliation between systems.

1
Ingest & unify all source systems

Core banking, CRM, card systems, digital channels, product systems and third-party data — unified into a single customer data model with consistent identifiers and consent flags.

2
Apply governance, lineage & quality controls

Every data attribute carries its source system, transformation history, quality score and access classification. GDPR consent and retention rules enforced at the data layer — not bolted on top.

3
Generate structured, governed reporting outputs

Regulatory reports, MI dashboards and audit extracts generated from the same governed data layer used for CLM/CVM, predictions and personalisation. Consistent, reconciled, on demand.

4
Answer any auditor or supervisory query in hours

Full drill-down from any reported figure to the underlying customer records and source system data. Role-based access controls ensure auditors see exactly what they need — nothing more.

Regulatory Coverage

Frameworks & standards supported

ACCELERAID's reporting layer is designed for the European regulatory environment — with particular depth in German banking regulation (BaFin, MaRisk) and EU-wide frameworks.

Basel III / CRR II BCBS 239 MaRisk MiFID II COREP / FINREP EBA Guidelines AMLD5 / AMLD6 GwG GDPR / DSGVO FATCA CRS / AEOI DAC6 DORA EU AI Act KWG SREP / ICAAP
See our reporting capabilities →
ACCELERAID Campaign Impact Report Revenue — revenue per customer before and after banking campaign
Internal Stakeholders

Who benefits inside the bank

Compliance & Risk Teams

Automated, governed reporting outputs replace manual data assembly. Faster response to regulatory requests. Full audit trail eliminates the scramble for data lineage during exams.

CFO & Finance

Consistent numbers across management reporting and regulatory submissions. Eliminate reconciliation between finance and risk. Board-level MI dashboards from the same governed source.

Internal Audit

Drill-down from any reported figure to source data on demand. Structured access controls ensure auditors can verify any output independently. Sampling and testing powered by governed data.

Data Protection Officer (DPO)

Records of processing, consent audit trail and data subject request management — all from the same platform used for marketing and CLM. One view of all customer data processing.

Marketing & CLM Teams

Use the same governed data layer for Customer Lifecycle & Value Management (CLM/CVM) campaigns and reporting. No separate data preparation for regulatory use cases — it's one foundation for both growth and compliance.

Operations & BI Teams

Real-time operational dashboards built on the same governed data — no separate BI data layer. Consistent KPIs across all management views, aligned with what compliance and finance see.

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See how ACCELERAID transforms your regulatory reporting.

One session. Your specific regulatory framework. We'll show you how governed customer data turns reporting from a cost centre into a competitive capability.

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