Die ACCELERAID Plattform

Experience Delivery & KI-Optimierung

Bayesian-Bandit-Optimierung, 150+ Co-Brand Landing Pages und Echtzeit-Personalisierung auf Web & App. Jedes Erlebnis messbar, jedes Ergebnis nachvollziehbar.

Vorsprung durch intelligentere Optimierung

A/B- & Multivariate-Testing

Anspruchsvolle Experimente über Antragsstrecken, Landing Pages und Checkout-Funnels durchführen — mit statistischer Strenge und automatisierter Analyse.

KI-gesteuerte Traffic-Allokation

Multi-Armed-Bandit-Algorithmen leiten Traffic automatisch zu den besten Varianten — schnellere Konvergenz als bei traditionellen A/B-Tests.

ACCELERAID Personalisierte Banking-App — KI-gestützter Homescreen mit KI-Insight, Kontostand und Transaktionskategorisierung für Marcus
+15% Durchschn. Conversion

Nachgewiesener durchschnittlicher Conversion-Uplift über ACCELERAID-Customer-Journeys — streng gemessen mit Inkrementalitäts-Testing.

No-Code Varianten-Builder

Nicht-technische Nutzer können Experimente einrichten, starten und überwachen, ohne Engineering-Ressourcen — inklusive vollständigem Visual Editor.

Von Transaktionsdaten zum personalisierten Angebot — in Millisekunden

Der KI-Layer liest jedes Signal aus der Banking-App, verarbeitet es durch ML-Modelle und liefert das richtige Angebot, bevor der Kunde den Bildschirm schließt.

Transaktionsdaten → KI-Modelle → Personalisiertes Angebot
Intelligence-Layer
  • Transaktionsdaten-Analyse
  • KI-Personalisierungs-Engine
  • Customer-Lifecycle-Modelle
  • Echtzeit-Decisioning
Ergebnisse
  • Echtzeit-Personalisierung
  • Next Best Action
  • Cross-Sell & Up-Sell
  • Kundenbindung
  • Financial Insights
  • Umsatzwachstum
ACCELERAID Banking App ACCELERAID Banking App — Personalisierter Homescreen mit KI-Insight ACCELERAID Banking App — Insights & Analyse mit KI-Prognose
+15%
Durchschn. Conversion-Uplift
+120%
Kartenanträge (ein Issuer)
Real-time
KI-Allokation
Banking
Sicherheitsniveau

Experience-Optimierung: was sie leistet

Journey-Optimierung

Antragsstrecken, Onboarding und Landing-Experiences optimieren. Conversion-Drop-off-Punkte identifizieren und mit KI-gestützten Empfehlungen beheben.

KI-Allokation

Traffic auf stärkere Varianten basierend auf Evidenz leiten. Multi-Armed-Bandit-Algorithmen übertreffen traditionelle A/B-Tests bei Geschwindigkeit und Effizienz.

Messung & Uplift

Uplift bei Conversion und operativen Ergebnissen tracken. Rigoroses Inkrementalitäts-Testing stellt sicher, dass jede Verbesserung echten Business Impact widerspiegelt.

Personalisierte Flows

Inhalte, Formularfelder und Calls-to-Action in Echtzeit anpassen, basierend auf Kundenprofil und Kontext aus dem CDP.

Sicheres Experimentieren

Guardrail-Metriken verhindern schädliche Experimente. Automatischer Rollback, wenn die Performance definierte Schwellenwerte unterschreitet.

No-Code-Editor

Nicht-technische Nutzer können Experimente einrichten, starten und überwachen — ohne Engineering-Ressourcen.

Was Optimierung in der Praxis bewirkt

One major European card issuer achieved +120% more credit card applications using ACCELERAID's KI-Allokation and application flow optimisation. The AI found the winning variant and scaled it — without waiting for statistical significance.

  • KI-Allokation converges faster than traditional A/B testing
  • Personalisierte Flows passen sich an den individuellen Kundenkontext an
  • Guardrail-Metriken schützen vor schädlichen Experimenten
  • Volle Integration mit CDP-Daten — keine separate Datenschicht nötig
Case Study ansehen →
+120%
Kartenanträge bei einem Issuer
+15%
Durchschnittlicher Conversion-Uplift
AI
Allokation (nicht manuell A/B)
6-9mo
Time-to-ROI

Die Optimierungs-Engine in Aktion erleben

Varianten einrichten, Traffic allokieren und Ergebnisse messen — alles über eine intuitive Oberfläche.

ACCELERAID A/B-Test Dashboard — Kampagnenperformance und Varianten-Analyse ACCELERAID Varianten-Builder — No-Code Erstellung von personalisierten Kampagnenvarianten

Vorkonfigurierte KI- & Machine-Learning-Modelle

The ACCELERAID platform includes a set of pre-configured predictive scoring and analytics components as part of the licensed modules. All models operate exclusively as decision-support tools — no fully autonomous financial decisions are made by the system. Final campaign activation and business decisions remain under the control of the Client.

2.1 Behavioural Scoring Models

Model family: QuantileTransformer (self-optimising quantile transformation)

Applies a quantile transformation to user-level transaction data to normalise behavioural distributions and derive a standardised behavioural score — ensuring comparability across users with different transaction volumes and spending patterns.

Data used: Transaction history · Aggregated spend patterns · Frequency & recency metrics
Retraining: Automatically recalculated with each data refresh cycle (typically daily)
Baseline version: SaaS v4.23 (Feb 2026)

2.1.1 Activity Scoring Model

Purpose: Engagement probability estimation

Estimates customer engagement probability based on historical transaction behaviour. Scores are recalculated automatically with each data refresh cycle.

Data used: Transaction recency · Frequency · Spend aggregates
Monitoring: Periodic score distribution & behavioural stability checks
Baseline version: SaaS v4.23 (Feb 2026)

2.1.2 Predictive Churn Model

Purpose: Early churn & inactivity detection

Estimates the probability of future customer inactivity or churn based on historical behavioural and transaction patterns. Designed to identify early behavioural signals associated with declining engagement.

Data used: Transaction recency & frequency · Spend trends · Engagement indicators · Card usage metrics
Retraining: Periodically — typically weekly or aligned with Client data refresh
Baseline version: SaaS v4.23 (Feb 2026)

2.2 Merchant Category Correlation Model

Model family: Statistical correlation analysis / scoring

Identifies behavioural affinities between merchant categories to support targeting and cross-category insights. Enables "customers who spend here also spend there" logic for campaigns.

Data used: Categorised transaction data (MCC) · Frequency & co-occurrence metrics
Retraining: Automatically recalculated with updated transaction data
Baseline version: SaaS v4.23 (Feb 2026)

2.3 Variety Score

Model family: Statistical diversity scoring

Measures diversity of spending behaviour across categories. Provides a single metric reflecting how broadly a customer engages across merchant categories — used for segmentation and targeting.

Data used: Aggregated transaction category metrics
Retraining: Automatically recalculated with each data refresh
Monitoring: Distribution consistency checks

2.4 Recommendation / Next-Best-Action

Model family: Correlation-based scoring & Bayesian multi-armed bandit

Identifies relevant product or campaign opportunities based on transaction patterns. Outputs are recalculated dynamically — core logic is periodically reviewed and validated.

Data used: Transaction history · Category spend · Card usage indicators
Monitoring: Ongoing monitoring of campaign response trends
Baseline version: SaaS v4.23 (Feb 2026)

Contextual Bayesian Bandit Optimisation

Model family: Multi-armed bandit (Reinforcement Learning, Thompson Sampling)

For each audience segment a unique model can be trained. The algorithm optimises the allocation of content variants within a defined target audience segment by dynamically adjusting distribution weights based on observed conversion performance — incrementally shifting traffic towards better-performing variants while maintaining controlled exploration of alternatives.

  • Per-segment model training — each audience gets its own optimised allocation
  • Thompson Sampling for efficient exploration vs. exploitation trade-off
  • Updates continuously during campaign runtime based on incoming feedback
  • Outperforms traditional A/B testing in speed and statistical efficiency
  • Guardrail metrics prevent degrading experiments from scaling
Thompson
Sampling — proven RL approach
Per-segment
Individual model per audience
Real-time
Updates during campaign runtime
Data used: Campaign response data (clicks, conversions) · Variant-level performance metrics · Aggregated behavioural interaction signals

Baseline version: SaaS v4.23 (Feb 2026)

Verantwortungsvolle KI — Governance & Aufsicht

All ACCELERAID models are built to operate transparently, within client-controlled boundaries, with no autonomous financial decision-making.

Client Data Control

All models operate exclusively on data provided and controlled by the Client. No data is shared across clients. No external model training on client data.

Decision-Support Only

No automated credit approval, pricing decision or financial risk decision is performed by any model. All outputs serve as decision-support inputs — final actions remain under Client control.

Client Regulatory Responsibility

The Client remains responsible for regulatory compliance regarding the use of model outputs in their jurisdiction. ACCELERAID provides audit documentation on request.

Performance Monitoring

Each model is subject to periodic monitoring of score distribution stability, statistical consistency and predictive accuracy. Drift detection triggers review cycles.

Proprietary AI Framework

Built on a TensorFlow-based framework enabling development of additional client-specific models where required. Custom models are implemented separately under Professional Services scope.

AI / Model Governance Contact

Questions about model design, governance documentation or regulatory compliance support:

Simon Greiner
AI & Model Governance
sales@acceleraid.ai

15+
Jahre in regulierten Märkten
250+
Enterprise-Deployments
3,5 Mrd.
Transaktionen analysiert
6–9 Mo.
Durchschn. Zeit bis ROI

Erfahren Sie, wie sichere Kundendaten und verantwortungsvolle KI Wachstum und Compliance verbessern

Ein Gespräch. Ihr Use Case. Echte Zahlen.

Demo anfordern Kontakt