Data & AI for Financial Services

CDP & Data Governance

Aggregate customer, transaction and operational data across products and channels into a governed Customer Data Platform. Resolve identity, manage consent, enforce data quality and provide the single source of truth for all downstream use cases.

• Real-time data ingestion from core systems, CRM and digital channels
• 360° customer profile with identity resolution across products
• GDPR consent management and data lineage tracking
• Data quality scoring, completeness monitoring and governance dashboards
• On-premise or EU-sovereign cloud deployment options

AI & Predictions

Propensity models, churn predictions, life-event detection and next-best-action scoring — all trained on your specific customer data. Explainable AI with full audit trails, so every recommendation can be traced and justified to regulators and stakeholders.

• Pre-built models for churn, cross-sell, activation and spend propensity
• Life-event detection from transaction and behavioural patterns
• A/B testing and multi-armed bandit optimisation
• Explainable AI — every score and recommendation traceable
• GenAI enablement with PII filtering and governance guardrails

Orchestration & Reporting

Customer Lifecycle & Value Management (CLM/CVM) journeys across onboarding, growth, retention and win-back. Multi-channel orchestration with built-in regulatory reporting, management information and campaign attribution — all from the same governed data.

• Event-driven lifecycle journeys across email, push, SMS, RM queue
• Trigger-based campaign automation with commercial guardrails
• Regulatory reporting workflows (MaRisk, Solvency II, MiFID II, IDD)
• Management information packs and operational dashboards
• Full attribution tracking from trigger to conversion to revenue

Banking Regulation

MaRisk, BCBS 239 (risk data aggregation), BaFin requirements, AnaCredit and FINREP/COREP reporting — all supported through governed data extraction, transformation and automated report generation from the CDP.

Insurance Regulation

Solvency II (Pillar III), IFRS 17, Insurance Distribution Directive (IDD) and Consumer Duty — with structured data records for every policyholder interaction, offer and outcome. Automated MI for actuarial and finance teams.

Investment & Wealth

MiFID II suitability assessments, best execution documentation, cost transparency (ex-ante/ex-post), FATCA/CRS reporting and ESG sustainability preference requirements — all automated from governed client data.

GDPR / DSGVO

Consent-aware data processing across every pipeline. Right-to-erasure automation, data portability, PII filtering for AI models and full data lineage tracking. The foundational privacy layer that applies across all industries and use cases.

Payment & Card Regulation

PSD2/PSD3, PCI-DSS data handling, Strong Customer Authentication (SCA) integration and interchange fee regulation compliance — with audit-ready records for payment transactions, card lifecycle events and customer communications.

AI Governance & EU AI Act

As the EU AI Act takes effect, regulated industries need explainable, auditable and bias-monitored AI systems. ACCELERAID provides model documentation, fairness testing, human-in-the-loop controls and full decision audit trails — ready for AI Act compliance from day one.